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	<title>Comments on: Shrinking carrots</title>
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		<title>By: Diwaker Gupta</title>
		<link>http://floatingsun.net/2008/07/08/shrinking-carrots/#comment-72486</link>
		<dc:creator>Diwaker Gupta</dc:creator>
		<pubDate>Wed, 09 Jul 2008 16:53:13 +0000</pubDate>
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		<description>@jon: I didn&#039;t know REI offered credit cards! Thanks for the pointer, will definitely check them out. As far as AMEX, they might be a scam, but they also have a reputation for being the most lenient in handing out credit cards. And if you are a fresh international student in this country struggling to set up a credit history, it can be a real help :)</description>
		<content:encoded><![CDATA[<p>@jon: I didn&#8217;t know REI offered credit cards! Thanks for the pointer, will definitely check them out. As far as AMEX, they might be a scam, but they also have a reputation for being the most lenient in handing out credit cards. And if you are a fresh international student in this country struggling to set up a credit history, it can be a real help :)</p>
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		<title>By: jon</title>
		<link>http://floatingsun.net/2008/07/08/shrinking-carrots/#comment-72281</link>
		<dc:creator>jon</dc:creator>
		<pubDate>Wed, 09 Jul 2008 06:53:45 +0000</pubDate>
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		<description>99% of the time, amex is a scam. Their big print is often misleading and their small print only negates everything the big print says.

I use the REI signature visa card for *everything* now. It has no yearly fee and it gets 1% back for all purchases (5% for all REI purchases). I put as many bills and purchases on it as I possibly can and for me, this certainly adds up. This money is given to you as a REI dividend which comes every Feb. The fine print also states that you can ask REI to cut you a check, if you aren&#039;t as much of an outdoors person as I am. ;-)</description>
		<content:encoded><![CDATA[<p>99% of the time, amex is a scam. Their big print is often misleading and their small print only negates everything the big print says.</p>
<p>I use the REI signature visa card for *everything* now. It has no yearly fee and it gets 1% back for all purchases (5% for all REI purchases). I put as many bills and purchases on it as I possibly can and for me, this certainly adds up. This money is given to you as a REI dividend which comes every Feb. The fine print also states that you can ask REI to cut you a check, if you aren&#8217;t as much of an outdoors person as I am. ;-)</p>
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